County Resources (VCC)

  1. Financial resources:
    1. 3CORE is providing working capital loans of $10,000 to $100,000 to businesses located in Butte, Glenn, and Tehama counties that have been affected by a federally declared disaster. Repayment ability averaging 1.15x must be demonstrated with three years’ tax returns. The loans are for 36 months, including 6 months interest only. For additional information, see: https://3coreedc.org/small-business-disaster-interruption-loan-program/.
    2. Working Solutions provides five-year loans up to $50,000 and consulting for business’ needs in the counties of San Francisco, San Mateo, Sonoma, Napa, Solano, Contra Costa, Alameda, and Santa Clara. See: https://www.workingsolutions.org/overview/.
    3. Superior California Economic Development’s Business Loan Program offers loans up to $250,000 to businesses unable to obtain conventional loans to purchase existing business, machinery and equipment, inventory, land and buildings. In order to qualify, the business must be for profit, be located in Shasta, Siskiyou, Modoc or Trinity Counties, and demonstrate the ability to repay the loan from profits and create or retain jobs. See: https://www.scedd.org/business-loans.
    4. Southeast Asian Community Center provides Small Business Administration (SBA) 7(m) microloans of $5,000 to $50,000. Typically, the business applicant will have been unable to qualify for a conventional bank loan and cannot have a line of credit. Businesses in the counties of Alameda, Contra Costa, Marin, San Mateo, San Francisco, Santa Clara, Sonoma, Solano, Napa, Sacramento, and other nearby counties in the Northern California area are eligible. For more information, contact 415-885-2743. See: http://www.seaccusa.org/microloan-program.
    5. Fondo Adelante’s microlending program offers loans of up to $100,000 to small business owners in Alameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Santa Clara, Solano, and Sonoma County. ITIN holders are encouraged to apply. See: https://medasf.org/programs/fondo-adelante-community-loan-fund/.

Federal Resources

State Resources

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Apply today to the California Rebuilding Fund

А loan program to support California’s small businesses — especially those located in economically disadvantaged and historically under-banked areas of the state. Businesses who employed 50 or less full-time equivalent employees (FTEs) and had gross revenues of less than $2.5 million or below in 2019 are eligible to apply.

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